Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Kris de Leon Funding Consultant ## Sitemaps - [XML Sitemap](https://krisdeleon.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Fixed-Rate vs. Adjustable-Rate Mortgages: Making the Right Choice for Your Home Financing](https://krisdeleon.com/fixed-rate-vs-adjustable-rate-mortgages-making-the-right-choice-for-your-home-financing/) - When financing your dream home, one of the most important decisions to make is selecting the right mortgage. Two standard options that borrowers often consider are fixed-rate mortgages (FRMs) and adjustable-rate mortgages (ARMs). Both offer distinct advantages and disadvantages, catering to different financial situations and risk appetites. In this blog post, we'll dive into the - [How Business Owners Can Improve Their Credit Score](https://krisdeleon.com/how-business-owners-can-improve-their-credit-score/) - For business owners, a solid credit score isn't just a personal finance matter; it's a critical aspect of the success and growth of their business. Great credit can open doors to favorable financing terms, better loan rates, increased credibility, and access to valuable opportunities. This article will explore why a good credit score is essential - [Building Business Credit: A Path to Financial Success](https://krisdeleon.com/building-business-credit-a-path-to-financial-success/) - When running a successful business, one of the most critical factors is maintaining a healthy financial profile. Just as individuals build credit scores to access loans and better economic opportunities, businesses, too, need to establish a solid credit history to secure funding, negotiate favorable terms with suppliers, and improve their overall financial standing. In this - [The Pros and Cons of Using Self-Directed IRAs for Real Estate Investing](https://krisdeleon.com/the-pros-and-cons-of-using-self-directed-iras-for-real-estate-investing/) - Real estate investing has long been considered a lucrative avenue for building wealth and diversifying investment portfolios. With a Self-Directed Individual Retirement Account (IRA), investors can be in charge of their retirements savings. They are able to invest in a broader range of assets, including real estate. This blog post will discuss the pros and - [Why Your Small Business Needs a DUNS Number](https://krisdeleon.com/why-your-small-business-needs-a-duns-number/) - As a small business owner, you might have encountered the term "DUNS number" in various financial and procurement contexts. But what exactly is a DUNS number, and why does your small business need one? In this article, we'll delve into the importance of a DUNS number and how obtaining it can benefit your business. What - [Top 10 Mistakes to Avoid When Applying for an SBA Loan](https://krisdeleon.com/top-10-mistakes-to-avoid-when-applying-for-an-sba-loan/) - Small Business Administration (SBA) loan applications can be a game-changer for entrepreneurs looking to grow or establish their businesses. SBA loans offer competitive interest rates, terms, and lower down payments than conventional loans. However, the application process can be complex, and making mistakes can lead to delays or rejection. This article will provide an overview - [Top 10 Sources for Financing Your Real Estate Investment](https://krisdeleon.com/top-10-sources-for-financing-your-real-estate-investment/) - Many people regard real estate investment as a lucrative venture for investors seeking to build wealth and generate passive income. However, acquiring the necessary funds to finance these investments can take time and effort. Fortunately, various financing options are available to real estate investors, each with its own advantages and considerations. This article will explore - [Navigating Small Business Loans: Finding the Right Funding for Your Venture](https://krisdeleon.com/navigating-small-business-loans-finding-the-right-funding-for-your-venture/) - Finding the proper financial support is crucial for growth and sustainability as a small business owner. However, with numerous business funding options available, it can be overwhelming to determine which loan suits your unique needs. In this article, we'll explore the importance of taking out a small business loan and provide insights into various funding - [5 Creative Funding Strategies for Real Estate Investors](https://krisdeleon.com/5-creative-funding-strategies-for-real-estate-investors/) - Regarding real estate investments, securing funding is often critical in realizing your goals. While traditional financing options may be the go-to choice for many investors, exploring creative funding strategies can provide additional avenues to fuel your real estate ventures. This blog post will delve into five innovative funding strategies that can help you finance your - [Types of SBA Loans Available for Small Business Owners](https://krisdeleon.com/types-of-sba-loans-available-for-small-business-owners/) - Small Business Administration (SBA) loans are a valuable resource for entrepreneurs seeking funding to start, expand, or stabilize their businesses. As a small business owner, understanding the various types of SBA loans available and how to qualify for them can help you make informed decisions and access the financial support you need. This article aims - [Merchant Cash Advances (MCA) for Small Business Owners](https://krisdeleon.com/merchant-cash-advances-mca-for-small-business-owners/) - As a small business owner, you constantly face challenges in managing your cash flow and funding your growth aspirations. Merchant Cash Advances (MCA) has grown in popularity in recent years as a potential solution. This financial product offers an alternative to traditional business loans, providing immdiate capital to fuel your business operations. This article will - [Top 10 Funding Options for Small Business Owners](https://krisdeleon.com/top-10-funding-options-for-small-business-owners/) - Securing funding is critical for small business owners aiming to start or expand their ventures. Fortunately, a wide range of funding options are available, each catering to specific needs. In this article, we will explore the top funding options for small business owners, providing insights into their benefits and considerations. Small Business Administration (SBA) Loans: - [10 Essential Tips for Beginner Real Estate Investors](https://krisdeleon.com/10-essential-tips-for-beginner-real-estate-investors/) - Many wealthy individuals consider real estate investment a lucrative venture for those willing to put in the effort and make informed decisions. However, for beginners, navigating the complex world of real estate can be challenging and overwhelming. To help you get started on the right track, we have compiled ten essential tips for beginner real - [Navigating Hard Money Loans: Pros, Cons, and Best Practices](https://krisdeleon.com/navigating-hard-money-loans-pros-cons-and-best-practices/) - Hard money loans offer unique advantages and considerations that borrowers must be aware of. This blog post will explore the pros, cons, and best practices associated with hard money loans. - [What Investors Need to Know About Loans For Buying Property](https://krisdeleon.com/what-investors-need-to-know-about-loans-for-buying-property/) - Can you use a line of credit to cover the down payment for an investment property? In my interview with Property Insurance Agent Aaron Trevino, I cover the scenarios where this is possible. I also cover the types of loans available for real estate investors and the red flags to keep an eye out when - [10 Funding Options for Your eCommerce or Amazon Business](https://krisdeleon.com/10-funding-options-for-your-ecommerce-or-amazon-business/) - Find out the top 10 eCommerce funding options to grow your online stores on Shopify, Amazon, Walmart, BigCommerce and more. - [Why You Should Never Use Your Personal Credit Card for Business](https://krisdeleon.com/why-you-should-never-use-your-personal-credit-card-for-business/) - Never use your personal credit card when making business purchases. One advantage is that many business credit card issues don’t report to the personal credit bureaus so this can actually keep your credit score intact. For example, there may be times when you’ll need to max out your credit card to purchase inventory or equipment, - [Best Startup Funding Sources in 2022](https://krisdeleon.com/best-startup-funding-sources-in-2022/) - Find out what startup funding options are available to finance your new venture even if you're a brand new business with no revenue. - [Creative Strategies for Financing Your Real Estate Deals](https://krisdeleon.com/creative-strategies-for-financing-your-real-estate-deals/) - While having access to capital is always ideal, not every investor has access to enough for the project they’re looking to do. That doesn’t mean you can’t still make the deal happen. It just takes some creativity and some know-how! So we’re going to give a quick breakdown of each. From there, definitely dive into - [How to Establish and Build Business Credit](https://krisdeleon.com/how-to-establish-and-build-business-credit/) - Learning how to build business credit is important to help you qualify for a loan at great terms. Find out how you can do it, even if you're a startup. ## Pages - [Home](https://krisdeleon.com/) - Funding consultant for real estate investors & business owners. Specialist in hard money, BRRRR financing, SBA loans, business loans and credit. - [About](https://krisdeleon.com/about/) - ABOUT KRIS DE LEON I am the Founder of Velocity Lending Solutions, and I help small business owners and real estate investors get funding without perfect credit and even if they’ve been declined by the bank. Request your FREE Funding Consultation to learn everything you need to know about getting funding and credit: 👉 - [Terms & Conditions](https://krisdeleon.com/terms-conditions/) - Last updated: July 1, 2023 Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the https://krisdeleon.com website (the “Service”) operated by VELOCITY CONSULTING PARTNERS LLC (“us”, “we”, or “our”). Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply - [Privacy Policy](https://krisdeleon.com/privacy-policy-2/) - 1. INTRODUCTION This privacy notice provides you with details of how we collect and process your personal data through your use of our site. By providing us with your data, you warrant to us that you are over 13 years of age. The business is the data controller and we are responsible for your personal data - [Disclaimer](https://krisdeleon.com/disclaimer/) - VELOCITY CONSULTING PARTNERS LLC , THE OPERATOR OF THIS WEBSITE, IS NOT A LENDER, does not make credit decisions, and does not charge Consumers any fees. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lending providers - [Contact](https://krisdeleon.com/contact/) - Follow Kris de Leon on Social Media Facebook Twitter LinkedInContact Info (206) 319-9829 info@krisdeleon.com Would you like to get in touch with Kris de Leon? Just submit your details, and Kris be in touch shortly. Your Name (required) Your Email (required) Subject Your Message Δ - [Blog](https://krisdeleon.com/blog/) - Fixed-Rate vs. Adjustable-Rate Mortgages: Making the Right Choice for Your Home FinancingAugust 21, 2023How Business Owners Can Improve Their Credit ScoreAugust 12, 2023Building Business Credit: A Path to Financial SuccessAugust 6, 2023The Pros and Cons of Using Self-Directed IRAs for Real Estate InvestingAugust 3, 2023Why Your Small Business Needs a DUNS NumberAugust 1, 2023Top 10 - [Resources](https://krisdeleon.com/resources/) - 7 Figures FundingGet your FREE pre-approval in minutes including rates as low as 0% for up to 18 months! This option is ideal for startups and young businesses with little or no revenue. ROK FinancialFor established businesses making at least $10K a month, get qualified today for Working Capital, Business Credit Lines, Equipment Financing, SBA - [Privacy Policy](https://krisdeleon.com/privacy-policy/) - Who we are Our website address is: https://krisdeleon.com. Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided - [Real Estate Loans](https://krisdeleon.com/real-estate-loans/) - Here’s a snapshot of our Real Estate Funding programs Our Real Estate loan programs are ideal for those investors looking to purchase or refinance Residential or Commercial properties with little to no income documentation; we can take a simple loan file and complete the transaction with minimal documents on your part. We offer - [Accounts Receivable Financing](https://krisdeleon.com/accounts-receivable-financing/) - Accounts Receivable Financing, sometimes called Invoice Factoring, functions as working capital when your business has unpaid customer invoices that you can’t wait to be paid. You can use invoices to get cash now. Best for businesses with unpaid invoices that need fast funding which is easier to get approved for compared to other similar options. - [Equipment Financing](https://krisdeleon.com/equipment-financing/) - Equipment loans help you purchase equipment with competitive rates if you have good credit and good finances. The equipment serves as collateral and the term is usually calculated off of the expected life span of the purchased equipment. Pros: After payments complete you own the equipment If you have good credit and strong finances you - [Business Line of Credit](https://krisdeleon.com/business-line-of-credit/) - A business line of credit (LOC) gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash - [SBA & Long Term Loans](https://krisdeleon.com/sba-long-term-loans/) - These loans are guaranteed by the Small Business Administration because of this they offer some of the lowest rates on the market as well as long repayment terms and the ability to borrow up to $5 million. Repayment ranges from 7- 25 years based upon how you plan to use the money. SBA loans are - [Short Term Loans](https://krisdeleon.com/short-term-loans/) - Short term loans can include Working Capital and Merchant Cash Advance (MCA) and often allow for very fast funding so you get a lump sum of cash with a predetermined payment term. Payment is usually made daily, weekly or bi-weekly or monthly depending on what you qualify for. The short term loan is best for - [Book Funding Consultation](https://krisdeleon.com/book-funding-consultation/) - [Services](https://krisdeleon.com/services/) - [Sample Page](https://krisdeleon.com/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger - [Taxation](https://krisdeleon.com/commodities/) - Tax planning considers the tax implications of individual, investment, or business decisions, usually with the goal of minimizing tax liability. While decisions are rarely made solely on their tax impact, you should have a working knowledge of the income or estate tax issues and costs involved. A major goal of tax planning is minimizing federal - [Accumulation](https://krisdeleon.com/financial-planning/) - Accumulation planning addresses an individual’s investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance. In today’s world, there are common needs and desires people seek to accomplish. To protect their ability to earn and accumulate wealth, many people choose to hold insurance, as well - [Homepage 02](https://krisdeleon.com/homepage-02/) - Oops... Slider with alias tm-02 not found. What We DoAt Finance Plus, we focus on our clients' most critical issues and opportunities. Generally, the services we offer involve preparing a financial plan or rendering a financial consultation for clients based on the client’s financial goals and objectives. More Services Who We AreFinance Plus is one ## Categories - [Business Funding](https://krisdeleon.com/category/business-funding/) - [Business Credit](https://krisdeleon.com/category/business-credit/) - [Startup](https://krisdeleon.com/category/startup/) - [Real Estate](https://krisdeleon.com/category/real-estate/) - [eCommerce](https://krisdeleon.com/category/ecommerce/) - [Personal Credit](https://krisdeleon.com/category/personal-credit/) - [Merchant Cash Advance](https://krisdeleon.com/category/business-funding/merchant-cash-advance/) - [SBA](https://krisdeleon.com/category/business-funding/sba/)